Owosso (989) 723-3859 | Ludington (231) 425-5555 | California, Florida and Illinois (310) 892-6053

Own the Home of Your Dreams

We are a small company that takes pride in having a vested personal interest in your financial success.

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How do I know what price house I qualify for?2019-10-13T19:45:01-04:00

When we qualify you for a home, what we try to determine is how much payment you can afford. Based on your payment comfortability, we can give you a price range to start searching in. Due to the many factors that go into calculating a monthly payment, you may be able to qualify for a $100,000 house but not an $80,000 house. We will look at each house you are interested in individually and give you customized figures before you make an offer.

Are there any first-time home buyer programs available?2019-10-13T19:44:53-04:00

Yes. We have a wide range of programs to meet many needs which include programs for first-time homebuyers.

How Do I Know What Programs I Qualify For?2019-10-13T19:44:45-04:00

We offer FHA, RD/USDA, Conventional, VA, MSHDA, Rehab/Repair, and New Construction loans. We will take all your information and consider you for all programs. Based on your specific needs and long term goals, we will help you select which program is best for you.

Why Choose Metro?

You have many options to choose from when selecting your mortgage partner. We’ve found success doing business a little differently than most others in the industry.

If you are looking to work with a lender who has flexible programs, low rates and excellent service, you can be confident in choosing Metro Mortgage.

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See what our clients say…

See What Our Customers Say…

We worked with John Emerson at Metro Mortgage in Owosso and had a great experience. He was recommended by a close friend and did not disappoint. He was extremely responsive, friendly, patient, and reliable throughout the process. Thanks John!

Franck Reyherme Avatar
Franck Reyherme

This Team is WONDERFUL. They are ALL so helpful. If it hadn't been for them, we literally would not have known, WHAT to do. They made it possible for us to buy our house. WE are VERY pleased with Metro Mortgage. I would recommend them to everyone. Thank You
Metro Mortgage.And especially thank you Katie, and Matt.

Sheryl Schiavone Avatar
Sheryl Schiavone

Matt and the team did an outstanding job of eliminating any stress from my home purchasing experience. They were all professional, prompt, knowledgeable, and even made this an enjoyable experience. I am incredibly thankful for all the hard work they did in helping my family and I purchase our first home.

Crystal Accardi Avatar
Crystal Accardi

This is our second time working with Jerry. He is always so informative and makes sure to answer any questions you have. He always goes above and beyond. I love that he is up front and honest with you. Such a great guy and I'm sure we will be working with him again soon!

Brandi Couzynse Avatar
Brandi Couzynse


Find the Right Program For You

Learn about the major loan and mortgage programs and find out which might be the right option for you!

Rural Development – RD

Build A Home

We can work with our local homebuilders to create a construction loan.

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Buy A Home

Buying a home can seem daunting and it’s hard to know where to start. Let us help.

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Meet The Team


(NMLS #137885)

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(NMLS #137683)

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(NMLS #138145)

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(NMLS #1622182)

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(NMLS # 1455365)

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(NMLS #1379144)

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Metro Mortgage is proud to offer home loans to residents of these cities and all of Michigan
Ludington | Manistee | Hart | Pentwater | Scottville | Shelby | Whitehall | Big Rapids | Fremont | Chesaning | Perry | Durand | Swartz Creek | Fenton

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