Mid Michigan (989) 723-3859 | West Michigan (231) 425-5555 | California, Florida and Illinois (310) 892-6053

Local Experts — Exceptional Service

We are a small company that takes pride in having a vested personal interest in your financial success.

Are there any first-time home buyer programs available?2019-10-13T19:44:53-04:00

Yes. We have a wide range of programs to meet many needs which include programs for first-time homebuyers.

How do I know what price house I qualify for?2019-10-13T19:45:01-04:00

When we qualify you for a home, what we try to determine is how much payment you can afford. Based on your payment comfortability, we can give you a price range to start searching in. Due to the many factors that go into calculating a monthly payment, you may be able to qualify for a $100,000 house but not an $80,000 house. We will look at each house you are interested in individually and give you customized figures before you make an offer.

How Do I Know What Programs I Qualify For?2019-10-13T19:44:45-04:00

We offer FHA, RD/USDA, Conventional, VA, MSHDA, Rehab/Repair, and New Construction loans. We will take all your information and consider you for all programs. Based on your specific needs and long term goals, we will help you select which program is best for you.

Why Choose Metro?

You have many options to choose from when selecting your mortgage partner. We’ve found success doing business a little differently than most others in the industry.

If you are looking to work with a lender who has flexible programs, low rates and excellent service, you can be confident in choosing Metro Mortgage.

See what our clients say…

See What Our Customers Say…

Matt and the Metro Mortgage team were great to work with. As a first time home buyer, they did a great job explaining the home buying process. I would highly recommend them to anyone in west Michigan!
Cameron Doan Avatar
Cameron Doan
Matt and Katie at Metro Mortgage were very fast at responding to questions and finishing our loan! I highly recommend them for anyone that wants the loan done fast and done right!
Emmersyn Sheaks Avatar
Emmersyn Sheaks
My Metro Mortgage loan officer john Helped me get my house quick and easy. He is very good at his job. He will make time to meet with you even after office hours to make sure you're getting the best service around. Thank you, john and metro mortgage group.
Pro Bass Campaign Avatar
Pro Bass Campaign
We worked with Metro Mortgage and more specifically John Emerson on the purchase of our first home 10 years ago as well as our next home just recently. John knows very well what he is doing and and works quickly to get the deal sealed. Honestly, his cut of a real estate transaction should definitely be more than it is because he does so much. On top of that, hes flexible to help fit into your schedule. I would definitely recommend Metro Mortgage and John Emerson if you are in the market.
Jimmy Baumgras Avatar
Jimmy Baumgras


Find the Right Program For You

Learn about the major loan and mortgage programs and find out which might be the right option for you!

Build A Home

We can work with our local homebuilders to create a construction loan.

Buy A Home

Buying a home can seem daunting and it’s hard to know where to start. Let us help.

Meet The Team


(NMLS #137885)


(NMLS #137683)


(NMLS #138145)


(NMLS #1622182)


(NMLS #1379144)

Metro Mortgage is proud to offer home loans to residents of these cities and all of Michigan
Ludington | Manistee | Hart | Pentwater | Scottville | Shelby | Whitehall | Big Rapids | Fremont | Chesaning | Perry | Durand | Swartz Creek | Fenton

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